We design cost saving solutions that create value for our clients by balancing the needs of their organizational culture, financial goals and commitment to their human capital.

With over 20 years of consulting and strategic planning experience, Esther Leal, President & CEO of Leal and Associates, prides herself on the personal attention dedicated to each of her client's unique challenges by identifying changing business needs and capturing opportunities for cost containment.


Prior to establishing Leal and Associates, Ms. Leal was Vice President of Gallagher Benefit Services, Inc. and specialized in the development of benefit plans for both private and public sector clients. Throughout her career, Esther served as Regional Director of Business Development for CIGNA Healthcare and Sales Management as well as Marketing roles at Blue Cross Blue Shield, Lincoln National and Humana Healthcare.

She has built a team of industry professionals that are exceptionally positioned to provide intelligent insight and financial solutions.